CROWN SALARY ACCOUNT (January 1, 2020) Schedule of Facilities Charges Exclusive of GST. Scheme Code: RSCRW Eligibility : The net monthly salary credit per account to our bank should be >= Rs 35001 to Rs 2.5 Lakh: 25% Discount; MAB > Rs 1 lac : 10% discount (*Subject to availability) Interest rate concession on Home Loan/Auto Loan/Personal Loan and its respective variants subject to Bank's discretion. Zero balance 'Super Savings Account' with the label code "CPSAZB", for one family member. Debit Cum ATM Card-Rupay Platinum Annual Fee *Relevant card charges shall be applicable if Account is Free* converted into normal saving account due to non-receipt of One/additional add-on card per account (Second year onwards) Rs.300/salary. Replacement of Lost/ Stolen card Rs.300/Free Re - generation of PIN/ Copy retrieval IDBI Bank ATM Non Financial /Financial Transaction Free 30 transactions Free per month, thereafter Non Financial - Rs 8 per transaction Other Bank ATM transactions Financial - Rs 20 per transaction Rs. 20 per instance on domestic ATMs Other Bank ATM withdrawals declined due to insufficient Balance Non Financial - Rs 30 per transaction; Financial- Rs 140 per transaction International ATM Rs. 20 per Instance International Cash withdrawals declined due to insufficient Balance Usage of Card: Domestic or Domestic + International both. Customer needs to opt for the same in the AOF/CRF. Cheque Book 1st Year of Account Opening 60 Cheque Leaves Free Personalised Multicity / Local Cheque book All Subsequent Years 50 Cheque Leaves Free Rs.3 Per Cheque Leave above Free Limit Account statements Weekly Daily Statement Rs.100/- per statement plus courier charges - Physical from Branch Rs.100/- per statement plus courier charges - By Post/Courier Rs.5/Rs.5/- By e-mail Free Monthly Statement Email Rs. 25/- per Occasion Duplicate Statement over Phone Banking Request Post/Courier - Upto 1 Yr - Rs. 100/-; Above 1 Yr - Rs.300/Free Passbook Free Duplicate Passbook Miscellaneous Interest Certificate Free Balance/Signature or Photo verification certificate/Banker's report Free Foreign inward remittance certificate As per Trade Finance guidelines Standing instructions Free Overseas mailing Free Above 1 yr & less than 2 yr old Rs.150/- per Item Old Record (Subject to Availability) 2 years and thereafter Rs.100/- per add. Yr, subject to Max of Rs.750/Copy of Original Cheque / Draft (Paid by Bank) Free Faclity of Sweep/Linking of Accounts (Sweep Out Only) Free Sweep out Trigger facility Charges Free Addition/Deletion of Names in Accounts/Nominations/Change in Free Operational Instructions Free Allowing operations through power of Attorney/Mandate Free Change of Authorised Signatory in Accounts Rs. 50/- per request Tax Payment Challan retrieval beyond2 yrs for Net Banking Users Free Mandate Registration Charge per Mandate Remittances Demand Drafts (Branch/Non Branch Location) / Payorder Free Unlimited DD/PO/Omnipay Free Payable at Par utilisation As per Trade Finance guidelines Foreign currency demand drafts / international money orders Rs.100/DD/ payorder cancellation (Domestic) Amount Slab Branch Channel (Rs.) Net Banking (Rs.) Upto Rs. 10000/- per Rs 1 /Above Rs. 10000/- to Rs. 1 Lac Rs 3 /NIL NEFT Above Rs. 1 Lac - Rs. 2 Lac Rs 9/Above Rs. 2 lac Rs 15 /RTGS (Branch Channel) Rs.2 Lac - Rs.5 Lac Rs 20/NA Above Rs. 5 Lacs Rs 40/NA Upto Rs. 1000/- per Transaction NIL IMPS ( Through Net Banking , Mobile Banking and Branch Channel) Above Rs. 1000/- - Rs. 1 Lac Rs.5/Above Rs. 1 Lac Rs.15/$ 30 Free NEFT/ RTGS/ IMPS transactions via Branch Channel per month. Free Unlimited IMPS per month via Net Banking/ Mobile Banking Channel. Any Branch Banking Free Any branch cheque deposits and account to account transfers Cash deposits (Home Branch) 15 transactions per month free Excess charged @Rs 2/1000.(Min. Rs. 25 and Max Rs. 10,000) Cash deposits (Non - Home Branch) (Max. Rs. 50,000 per day) (15 transactions includes both Home - Non Home Cash deposit) Free (upto Rs 50,000 per day only) Any Branch Cash withdrawal (By self only) ●The services allows you to operate your account from any IDBI bank branch across India. ●Third party cash deposit is allowed to the maximum of Rs 1,00,000 per day per account Cheque transaction charges Only other bank commission to be recovered Cheque collections (Branch/Non branch locations) / Speed Clearing As per Trade Finance guidelines Foreign currency cheque collection Free Cheque Stop Payment Instructions

I wish to avail following special feature (Please tick) DEMAT 3-in-One Trading Account SMS Alerts INET Banking Password (Through Branch Channel)

Other Features Sweep Out Facility. (Sweep Out/ In FD option available for bal above Rs 35,000, Min. FD option Rs 10,000 for sweepout in tenure of 1 year) First Year AMC Free, other Discounts on Demat charges as per Demat SoF Trading Account Opening charges waived off. Alternate Channel Banking Free Rs.100/For Debit Card holders Free for first time For Non-Debit Card holders Rs.50/subsequent Password Charges

ECS returned Financial reasons- Rs 500/Cheque issued and returned

Technical reasons - Free Slab (Rs.)

Financial reasons

Upto 2nd instance per quarter Rs.250 /Rs.500 /Rs.1,000 /-

Beyond 2nd instance per quarter Rs.500 /Rs.750 /Rs.1,500 /-

Up to Rs.10,000 Above Rs.10001- Rs.25 Lakh Beyond Rs.25 Lakh Free Technical reasons Rs.150/Upto Rs.1 Lakh Cheque Deposited and Returned - Local / Oustation cheque Rs.250/Beyond Rs.1 Lakh Cheque return charges shall be levied only in cases where the customer is at fault and is responsible for such returns.Indicative list available at the Branch Rs. 225 (per instance) Standing Instruction Rejection/Failure Charges for collection of paper based instruments other than Rs. 10 / 1000 (Min. Rs 100/-, Max Rs.1000/regular cheques payable thr' clearing-NSC,KVP,etc. Unarranged overdraft / Cheque Purchase (A+B) (Subject to approval) Rs.115 Per occasion (A) 19.75% Interest (B) Account closure Nil Witnin 14 days Rs.100/Over 14 days upto 6 months Rs.100/Over 6 months old upto 1 year Nil Beyond 1 year Facilties on Debit Card: Daily limits : Cash withdrawal limit of Rs.1 Lakh and purchase limit at Point of Sale (POS) of Rs.1 lakh in a day. Online usage limit will be inclusive of daily purchase limits. In addition to insurance cover of Rs.1 Lakh for lost/stolen/Counterfeit cards Insurance: Purchase protection – Rs. 20,000/- for 90 days - Personal Accident cover (Death Only)– Rs. 5 Lakh Fire and burglary for household contents – Rs. 50,000/- Permanent Disability Cover – Rs. 2 Lakh - Loss of checked baggage – Rs. 50, 000/Petrol Surcharge Waiver : Exemption from fuel surcharge applicable on fuel purchase value of Rs. 400 to Rs. 4000 per month. -offers 2 free visits per calendar quarter at participating Airport Lounges (Complimentary airport lounge access on Rupay Platinum Debit Card is provided by NPCI and is subject to revision from time to time) Other Facilities ● Joint Account allowed to be opened with the spouse/parents/Children. All facilities on account shall be applicable to 1st account Holder only. ● ** Locker Discount- Discount in safe deposit is available in only one locker per account and locker discount can be availed at the end of financial year if MAB is * Insurance claim acceptance would be subject to fulfillment of Terms and Conditions and clearance from Insurance Company ● Please contact your Relationship Manager for knowing the free limit on NEFT/RTGS/IMPS and other Bank ATMs transactions

Other Terms & Conditions: 1. The Savings Bank Account is essentially an account to build up savings and should be used to route transactions of only non-business/ non-commercial nature. It should not be used as a Current Account. If the Bank at any stage finds that the Savings Bank Account is being used either for the purpose for which it is not allowed or for the purpose of routing transactions which are dubious or undesirable, the Bank reserves the right to close such Savings Bank Account. 2. All fees and charges,mentioned in the tariff of charges,will attract GST as applicable 3. If there are no transactions in the account for a period of two years, the account will be treated as an inoperative account. The customer should thus transact on the account periodically, so that it does not become inoperative. In case there are no customer induced debit, credit and/or third party transactions in the account, it may be classified as inoperative. The service charges levied by the Bank and/or interest credited by the Bank would not be considered as customer induced transactions. 4. Satisfactory conduct of the account entails sufficient balance to honour cheques issued to third parties. If there are high incidences to the contrary, the Bank reserves the right to close the account under intimation to the customer. 5. In the event the employment of the Customer with the Employer ceases, the Customer shall immediately notify IDBI Bank regarding such termination of employment. On termination of the employment, IDBI Bank reserves the right to close the Salary Account or to treat the Salary Account as an Account wherein the customer will cease to enjoy any/all benefits under Salary Account scheme, provided however the Customer deposits all documents as required by IDBI Bank and under such circumstances, these Terms shall cease to apply to such Account and it shall be governed by the extant Terms and Conditions. 6. Availing of the Anywhere Banking facility and the At Par Cheque facility is contingent upon the limits and service charges stipulated for these facilities. 7. Any change of address & contact details should be immediately communicated in writing to the Bank. 8. Opening of the Saving Account tantamount to deemed acceptance of the aforesaid rule & regulations as well as the fact of being informed about the various service charges being levied by the Bank and the terms and conditions guiding related products and services.The Customer represents that he/she has read and understood the "terms and conditions" under which the Salary Accounts Scheme is offered to the corporate and agrees to be bound by the terms of the Scheme for the purpose of operation of the Salary Account 9. If no salary is credited in the account or there are no transactions in the account for 6 consecutive months, IDBI Bank shall be entitled to treat the Salary Account as a Regular Savings Account without any intimation to the customer and the customer shall be bound to maintain a minimum Monthly Average Balance (MAB) as applicable from time to time and the terms and conditions as applicable to IDBI Bank Regular Savings Account shall apply to this account from the date of change of the status. IDBI Bank also reserves the right to close the salary account and terminate the relationship; or to cease all operations in the account if there are no salary credit as any stipulated above in . the salary account with respect to addition, deletion of name, address modification shall be applicable to the Employee Reimbursement 10. That modification Account Declaration: I/ we have read / understood the terms and condition as applicable to Account opening / Scheme Code upgrade or downgrade and other operational aspect. I / We understand that the terms and condition may be revised by the Bank from time to time. I shall also be responsible for regularly reviewing these terms, including the amendments that are posted on the website. I / we also agree to pay charges as per the Bank Policy.

Signature of first holder

Signature of Second holder

Signature of Third holder