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Atlassian 2020 Benefits Guide V2 Flipbook PDF
Atlassian 2020 Benefits Guide V2
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Your Employee Benefits 2020
At Atlassian, we couldn’t do what we do without you. That’s why we’re continually looking to enhance the ways we support you and your family with benefits programs and perks that allow you to do the best work of your life.
Stay Healthy!
Your Medical Plan Options Atlassian wants to make sure that you and your family members have access to the best possible medical care available. You can choose from three different medical plans, depending on your state of residence, all offering great coverage. All full-time employees are eligible for medical coverage, as are their eligible dependents, including: • • • • •
Spouse Domestic partner Child(ren) Child(ren) of domestic partner Children can remain covered until age 26
Cost? Nothing! Atlassian pays 100% of all medical premiums for you and any enrolled dependents, regardless of the plan you choose. We stand by our commitment to make sure you and your family members have the best available medical coverage...period.
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Employee Benefits Guide 2020
Medical Plan Comparison Collective Health: Anthem PPO BENEFITS
Collective Health: Anthem HDHP
Kaiser HMO (CA Only)
In Network
Out of Network
In Network
Out of Network
In Network
$250 $750
$250 $750
$1,500 $3,000
$3,000 $6,000
None None
Individual Family
$2,000 $4,000
$6,000 $12,000
$3,000 $6,000
$6,000 $12,000
$2,000 $4,000
Co-Insurance
$0
$0
$0
$0
N/A
Office Visit
$20
Ded + 30%
Ded + 10%
Ded + 30%
$20/$40
Urgent Care
$35
Ded + 30%
Ded + 10%
Ded + 30%
$20 Copay
Preventive Services/ Well Baby Care
No Charge
Ded + 30%
No Charge
Ded + 30%
No Charge
Lab and X-ray
Ded + 10%
Ded + 30%
Ded + 10%
Ded + 30%
No Charge
MRI/CT/PET
Ded + 20%
Ded + 40%
Ded + 10%
Ded + 30%
$100 Copay
Hospitalization
Ded + 10%
Ded + 30%
Ded + 10%
Ded + 30%
$250 Copay
Outpatient Surgery
Ded + 10%
Ded + 30%
Ded + 10%
Ded + 30%
$40 Copay
Deductible Individual Family Out of Pocket Maximum
Emergency Room
$100 (waived if admitted) then 10%
Ded + 10%
$100 Copay
Acupuncture
$15 (15 per year)
Ded + 30%
Ded + 10%
Ded + 30%
$20 Copay
Chiropractic Services
$20 (12 per year)
Ded + 30%
Ded + 10%
Ded + 30%
Not Covered
Prescriptions Rx Deductible* Generic
$10
Brand
$30
Ded + $30
$30
Non-formulary
$50
Ded + $50
$30
Specialty Rates
20% up to $150
Not Covered
Ded + $10
Ded+20% up to $150
Ded + 30%
Not Covered
Kaiser HMO SBC
Collective Health: Anthem PPO SBC
Collective Health: Anthem HDHP SBC
Collective Health: Anthem LiveHealth Online
Find A Kaiser Provider
Refer to medical deductible Copay + 30%
Click below for plan details, providers and online resources!
$10 Find An Anthem Provider
$30
Premiums paid by Atlassian
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Dental Collective Health is our dental care insurance provider, utilizing the Guardian network. Guardian’s nationwide network of dentists provides you and your family members the flexibility to choose any dentist that you wish to use, with different reimbursement rates for in network dentists. All full-time employees are eligible for dental coverage, as are their eligible dependents, including: • • • • •
Spouse Domestic partner Child(ren) Child(ren) of domestic partner Children can remain covered until age 26
Cost? Nothing! Atlassian pays 100% of all dental premiums for you and any enrolled dependents, regardless of the plan you choose. We stand by our commitment to make sure you and your family members have the best available dental coverage... period.
DENTAL BENEFITS
Find A Dental Provider
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Employee Benefits Guide 2020
In Network
Annual Max Orthodontia Lifetime Max
Out of Network
$2,000 $1,500 (Adult and Child)
Deductible Preventive
$0
Basic (Individual/Family)
$50 / $150
Major (Individual/Family)
$50 / $150
Coinsurance Preventive
100%
Basic
90%
80%
Major
60%
50%
Orthodontia
50%
Important Provisions Endodontic Services
Basic
Periodontal Maintenance
Basic
Periodontal Surgery
Basic
Oral Surgery (Simple Extractions)
Basic
Oral Surgery (Complex Extractions)
Basic
Usual & Customary Rates
Collective Health: Dental Plan Summary
Collective Health: Guardian
Negotiated Fee / 90th Percentile Premiums paid by Atlassian
Vision We have selected Collective Health as our insurance provider, utilizing the premier vision care plan, VSP. VSP has the largest nationwide network of vision care providers in the US and this gives you and your family the flexibility to choose any provider that you wish. All full-time employees are eligible for vision coverage, as are their eligible dependents, including: • • • • •
Spouse Domestic partner Child(ren) Child(ren) of domestic partner Children can remain covered until age 26
Cost? Nothing! Atlassian pays 100% of all vision plan premiums for you and any enrolled dependents, regardless of the plan you choose. We stand by our commitment to make sure you and your family have the best available dental coverage...period.
VISION BENEFITS
Collective Health: VSP In Network
Out of Network
Office Visit Copay
$10
Materials Copay
$25
Eye Exam Reimbursement
100%
Up to $50
Lenses Single Vision Bifocal Trifocal Contact Lenses Frame Allowance
100% Covered after Copay
Up to $50 Up to $75 Up to $100
$150
Up to $105
$150 + 20%
Up to $70
Frequency Eye Exam Reimbursement
Every Calendar Year
Lenses
Every Calendar Year
Frames
Every Other Calendar Year
Rates
Premiums paid by Atlassian
Collective Health: Vision Summary & VSP Network
Find A Vision Provider
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Collective Health is here to help! Mobile & Online Portal With Collective Health’s Mobile App and Online portal, you can: • • • • • •
Check your plan details Track your spending File claims Find a doctor or dentist in your network Ask Collective Health questions Have your Anthem, Guardian and VSP card on you, always
Once you receive your welcome email, you must sign in to https://my.collectivehealth.com to set up your personalized account. Go online to learn the details about your plans and more: join.collectivehealth.com/Atlassian Need more help? Call a Member Advocate for a more human touch: 833-440-1638 (Monday through Friday, 5am to 6pm PST). Here’s a helpful video from Collective Health: • https://vimeo.com/234056590/f7fd9b8c2a
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Employee Benefits Guide 2020
Claims Assistance
Provider Search
Collective Health is here to help! Once you receive your welcome email, you must sign in to https://my.collectivehealth.com to set up your personalized account.
With Collective Health’s Mobile App and Online Portal you can search for an In-Network doctor, dentist or facility while you’re at home or onthe-go.
Email, call or chat with a Collective Health Member Advocate about your questions regarding your Anthem, Guardian and VSP claims.
If you haven’t registered, you can look up providers at https://join.collectivehealth.com/atlassian.
• All emails are responded to within 12 business hours • More than 85% of all calls answered within 30 seconds of less!! Monday through Friday, 6am to 6pm Pacific
After you are registered, you can use your member portal to find providers. Login to your member portal at https://my.collectivehealth.com. You can also contact Collective Health’s Atlassian Member Advocate line for further assistance with finding an In-Network Provider: 833-440-1638.
Email: [email protected] Call: 833-834-1171
Collective Health: Web & Phone Flyer
Think Well, Feel Well!
Employee Assistance Program Employee Assistance Program This service, provided through Workplace Options, offers you and your family support with any work or personal issue, including professional counseling and connecting you to local resources to help you manage emotional, physical, financial and social needs. Unlimited EAP services: • Access to a live counselor – 24/7 • In-person assessments • telephonic & video options • Short-term counseling (5 sessions per incident per year) • Referrals to long-term or specialized counseling Unlimited Work/Life assistance: Services including information, counseling, and referral resources for: • • • •
Dependent Care (Child & Adult Care) Information Services (Daily Living Support) Wellness and health Legal and financial
The Service: • is free - no cost to you • is confidential • is available 24/7, 365 days a year
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Live Well, Stay Well!
Wellness Benefits
Yoga & Other Onsite Exercise For those of you Yoga addicts out there, we have just the thing! Atlassian offers onsite Yoga classes in our U.S. offices. A great way to break up the work day and get your exercise fix! Join us for some exercise and relaxation Atlassian Style! If Yoga is not your thing, you can always find many of your fellow Atlassians in a pickup basketball game, meditation, group runs, or other activities.
Towel Service After your Yoga, ball game or the jog you took during the day, you will probably want to freshen up a bit (please!). At our larger offices, Atlassian has onsite shower facilities and towel service (fresh towels!) for you to use while at the office.
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Employee Benefits Guide 2020
Fitness & Wellness Reimbursement Plan
Discounted Gym Membership: 24 Hour Fitness
We want to encourage all Atlassians to maintain great health and wellness. A major part of a healthy lifestyle is exercise, so we’ll reimburse employees up to $600 each calendar year for eligible fitness and wellness related activities including:
Atlassian encourages all employees to maintain great health and wellness. A major part of a healthy lifestyle is exercise, so we have made it easy to find fitness options near work or your home. Atlassian provides a discounted gym membership to all benefited employees and discounted rates for their family members too.
• • • • • • • • •
Gym Membership Fitness Center, Club, or Studio Membership Health Center or Club Membership Personal Trainer Pilates, Tai Chi Martial Arts, Karate, Kick Boxing, Tae Kwan Do Rock Climbing Yoga Ski/Snowboard pass Marathon & competitive event entry fees
One of the discounted gym memberships we sponsor is to 24 Hour Fitness. 24 Hour Fitness has locations everywhere you are! Visit www.24hourfitness.com for location information. To receive information on discounted pricing send an email to: [email protected].
Additional activities are available. 24 Hour Discount Flyer
Live Well, Stay Well!
Wellness Benefits Fully Stocked Kitchens
Peer to Peer Recognition
A Place To Grow
Let them eat cake! Or smoothies. Or fresh organic fruit. Whatever you crave, at whatever time of day, it’s there for you.
Has a fellow Atlassian gone above and beyond big time? Our kudos program allows you to say thanks and recognize their efforts with a special “kudos” and gift especially for them.
Take control of your own development at Atlassian with resources to support your personal and professional growth.
Bike Commuter Reimbursement For all of you pedal pushers out there, we have not forgotten about you! Biking to work is great on so many levels that we want to make sure you are taken care of with bike repair and safety equipment allowance of $300 per calendar year for the following: • • • • • • • •
Helmet & Gloves Lights & Reflectors Reflective Clothing Tune-up Tire repair Brake repair Chain repair Most other miscellaneous repairs
Keep your bike in tip top shape and be safe on the road!
Paid-Time Off We all need to relax and recharge periodically and Atlassian maintains a culture that encourages this! Atlassian provides a variety of time-off programs for vacation, sick, holidays, leaves and more. Exempt employees have a flexible non-accrued vacation policy. Non-Exempt employees accrue 15 days of vacation per year and receive 2 floating holidays each year.
Foundation Leave Be the change in your community. You can take up to 5 paid days a year to volunteer at your favorite charity. For every $1 you donate, up to $1,000, Atlassian will match it.
Paid Parental Leave After 6 months of service, you can take up to 20 weeks of paid maternity or up to 6 weeks of paid parental leave to bond with your new child.
Opportunities Whether it’s growing in your current role, or moving to a new one, we’ll support you along the way. We’ll even spring for up to $3,000 for pre-approved role-related training or tuition. Growth Drive your own development with free access to tools, in-depth onboarding, robust manager support, and plenty of other self-service resources. Supporting You There are boundless development opportunities to discover, along with learning from your peers, honing your skills on the job, or crafting your learning journey with your manager. ShipIt Every quarter, we give you 24 hours of total freedom to work on whatever your heart desires. What inspires you? Dream up that solution. Then present it to your peers. You’ve got 24 hours...go!
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Be Secure!
Life Insurance Life Insurance
Voluntary Life and AD&D
We really value family. That is why we want to make sure that your family is protected.
You can buy additional life insurance and AD&D coverage for yourself and your spouse/domestic partner and children:
Atlassian provides all full-time employees with life insurance and accidental death & dismemberment insurance beginning on their date of hire. You name the beneficiary and change it as needed.
• Additional life insurance in increments of $10,000 ($1 million or 6x salary max). • Separate Accidental Death and Dismemberment (AD&D) insurance.
BASIC LIFE and AD&D All Eligible Employees
Life Amount
2x Salary up to $500,000
AD&D Amount
2x Salary up to $500,000
Guaranteed Issue $500,000
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Employee Benefits Guide 2020
Note: You can’t buy more coverage for your spouse and child(ren) than you buy yourself.
VOLUNTARY LIFE and AD&D
Class
Standard Basic Life AD&D Summary
When you sign up for coverage during the initial enrollment period, Standard will guarantee up to amounts listed below (Age Reduction applies starting at age 65).
Standard Voluntary Life Summary
Life Amount
$10,000 increments up to $1,000,000 or 6X Salary
AD&D Amount
$10,000 increments up to $1,000,000
Guaranteed Issue
EE: $300,000 / Spouse: $50,000 / Child: $10,000
Age Reduction
Benefit reduced by 35% at age 65; by 50% at age 70
Spouse Benefit
$5,000 increments up to $250,000
Child Benefit
Up to $10,000
Standard Voluntary AD&D Summary
Standard Life Services Toolkit
Travel Assistance Wallet Card
Be Secure!
Disability Insurance Short-Term Disability
DISABILITY PLANS
The short-term disability plan is designed to protect all full-time employees with income if they are unable to work due to injury, illness or other eligible event, including maternity.
BENEFIT
SHORT TERM
LONG TERM
Benefit Percentage
67% of weekly salary up to $2,500 max
67% of your monthly salary
All employees are automatically enrolled in this benefit as of their date of hire and Atlassian pays 100% of the cost.
Benefit Maximum
Top up to 100% of salary paid by Atlassian
$10,000
Elimination Period
7 days
90 days
Maximum Duration
90 days
SSNRA
N/A
2 years
Long-Term Disability The long-term disability plan is designed to protect and provide all full-time employees with income if they are unable to work for a period longer than 90 days due to injury or illness. This is an extremely important benefit as it will provide income to age 65 in the case of a total permanent disability. All employees are automatically enrolled in this benefit as of their date of hire and Atlassian pays 100% of the cost.
Own Occupation
Business Travel Accident
Employee Assistance Plan
When traveling on business for Atlassian, you and any of your accompanying dependents are protected up to $500,000 for emergency medical needs under the Atlassian Business Travel Accident plan.
Standard EAP provides confidential referral and counseling services when you need a bit of extra support in your personal or professional life.
Click below for plan details, and online resources! Standard LTD Plan Summary
Welcome Kit Medical Benefits Abroad
MBA Benefits At A Glance Eligibility
Standard EAP Flyer
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To Your Wealth Investing your HSA
Health Savings Account (HSA) You are eligible to open an HSA if you are enrolled in the Anthem Blue Cross HDHP with HSA plan. How do Health Savings Accounts work? • Can onyour medical plan is HSA-compatible. • Allows you to set federally pre-tax dollars aside for qualified medical expense use. • HSA contributions ROLL OVER every year. • HSA contributions always remain with the employee and cannot be returned. • Individuals CANNOT have other health insurance in place (including Medicare).
Flexible Spending Account (FSA) The Flexible Spending Account (FSA), administered by Wageworks, allows you to make pre-tax deductions from payroll and then use those pre-tax funds to pay for eligible expenses. There are two separate FSA elections that can be made: Healthcare FSA and Dependent Care FSA. Once your annual election is made, it will be divided by the remaining pay periods in 2020 and be deducted from payroll. You then submit eligible expenses to Wageworks (online, fax, debit card, etc.) and will be reimbursed promptly.
FSA Quick Start Guide
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Employee Benefits Guide 2020
2020 Health Savings Account Maximum Elections Individual Family
$3,550 $7,100
2020 Employer Contributions Individual Family
$1,000 / annual $2,000 / annual
Just like a traditional savings account, your HSA earns interest which is not taxed. This makes your HSA an effective component of your retirement strategy. Once your account meets a certain threshold ($2k), you can invest in mutual funds to maximize your HSA earning potential. Options to fit your needs: • No-risk, federally-insured cash account • Low-risk Yield Plus • Varying risk mutual funds For a complete list of eligible HSA expenses, see IRS Publication 502, “Medical & Dental Expenses”.
2020 Maximum FSA Elections • Medical FSA: $2,750 • Dependent Care FSA: $5,000 Healthcare FSA Qualified Expenses • Copays • Prescription copays • LASIK • Dental costs Dependent Care FSA Qualified Expenses • Preschool • Babysitting • Summer camps • After school programs
Commuter Benefits If you commute to work using public transportation or pay for parking at work, we want to help you out! Wageworks will assist with convenient payment of public transportation and commuter services via pre-tax deductions directly from your paycheck. Atlassian provides a subsidy of $42 per month. 2020 Pre-tax Limit: • Parking $270 per month • Transit Pass/Commuter Vehicle $270 per month WageWorks Commuter Quick Start Guide
Retirement
Atlas Shop Discount Program
Back-Up Child & Adult Care
Working hard should equal a relaxing retirement. We want to help each and every Atlassian save for the future. That is why we provide a 401(k) plan, administered by Fidelity, that is second to none.
Atlassian’s program through Rewards Gateway provides deep discounts available from thousands of vendors in the U.S. and Australia. Purchase through the Atlas Shop portal and receive instant cash back into your account. You can then use that cash for future purchases, gift cards, or cash out!
For those of you with little ones at home, we know it doesn’t come without challenges. High quality daycare for your children is your #1 priority and it sometimes is difficult to navigate.
You can defer up to 80% of your pay each pay period utilizing our Traditional (pre-tax) 401(k) and/or Roth (after-tax) 401(k) up to the IRS maximum allowable contribution each year. The plan also includes 100% dollar for dollar matching up to 4% of your eligible compensation. This is our way of helping you achieve your retirement goal, whatever it may be!
• In home care or use one of the many Bright Horizon facilities • Over 95% of emergency child care requests successfully filled
You can also save an additional 10% after-tax (nonRoth) in the 401(k). These funds are not eligible for the dollar for dollar match. This additional savings is above the regular IRS limit and can be converted to Roth for more tax-free funds in retirement!
• Carefully and thoroughly screened providers • Simple access, online or by phone, 24/7/365 • Classrooms and our own back-up child care curriculum for school-aged children
You can invest your savings in one of two ways. Choose a target-date fund or create your own portfolio by selecting from our lineup of core funds.
Maximum Deferral
• Individual—$19,500 • Catch-Up Contribution (Age 50+)—$6,500
Company Matching Contribution
• 100% company match (dollar for dollar), up to 4% of eligible compensation Compare this to our peer group...another area where our philosophy of taking care of our own is on full display!
Vesting Provisions
You are always 100% vested in the funds that you defer as well as the company matching funds!
Atlassian has partnered with Bright Horizons to provide you with high quality back-up child care and elder care when your regular caregiver is not available. Features include:
• Ability to care for children with special needs
Referral Program We’re growing fast. Which means we need your help to find amazing talent to bring to the team. A successful employee referral can earn you a generous $5,000, paid after 3 months.
*Adult care included as well!
Bright Horizons Overview
Anniversary Awards At Atlassian, your dedication and commitment is recognized. Take a few extra days off at 3 years of service. After 5 years of service, Atlassian reimburses employees up to $3,000 for a vacation of their choice.
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