Data Loading...
Medical What is Covered Flipbook PDF
Medical What is Covered
122 Views
67 Downloads
FLIP PDF 321.22KB
BENEFITS AT A GLANCE At AAA Northeast, we are committed to providing you and your family with the best possible benefits. Our benefits package is a wellrounded program that supports overall quality of life and personal financial security, during both your work career and in retirement.
HEALTH AND WELLNESS BENEFITS • Medical: Basic, Plus, and Premier Options • Prescription Drugs: FREE select maintenance drugs; mailorder options • Dental: Basic and Premier Options • Vision: One plan; glasses and contacts • Flexible Spending Accounts: Health and Dependent Care • Health Savings Account: Available with Basic Medical Plan • Healthy Lifestyle (Rally) Programs: Web portal, health coaching, education sessions - FREE to Medical plan enrollees • Employee Assistance Program: 24/7 resources • Health Advocate: Advocacy for you and your family • Wellness Incentives: Up to $975/year o $125 ea. for Tobacco, Fitness, & Weight Loss Rebates o Up to $600: Health Survey (Spouses too!), Annual Physical, Dental Exam, Flu Shot, and many other qualifying activities • Livongo: Free diabetes program
FINANCIAL BENEFITS • 401(k) Retirement Plan: Auto-enrollment after 90 days • 401(k) Match: NEW for 2020 - up to 6% contribution match after 90 days of employment • Financial Consultation Services: Paid for by the club. • Life/AD&D Insurance: 100% club paid, 2x annual salary • Supplemental Life Insurance: optional for self, spouse, and children • Short-Term Disability Insurance: In CT, MA, NH, and NY; other states require mandatory enrollment in state plan • Long-Term Disability Insurance: 60% of earnings • Direct Deposit: Available for up to 3 accounts • Employment Referral Bonus Program • Employees' Child Scholarship Program • Transit and Parking Benefit: Pre-tax savings
OTHER PERSONAL BENEFITS • Matching Gifts: $250/year for charity of your choosing • Adoption Assistance: Up to $5,000/year • Car Seat Reimbursement: Up to $250 within one year of birth/ adoption; FREE expert installation • Life Planning Services: Estate planning and legal services • AAA Premier Membership: FREE - a $123/year value • Discounted AAA Memberships: Associate and Gifts • Employee Discounts: Travel commission, auto/consumer loans, insurance, battery service • Flexible Work Shifts: Work from home options • Online Employment and Income Verification through InVerify
LEARNING/DEVELOPMENT BENEFITS • Club Careers- Personal and Professional Development • Tuition/Education Reimbursement: Up to 90% tuition reimbursement • Employee Training: Personal development, business skills, functional skills, and software training programs • Management Training: Leadership development for all levels • Diversity, Equity, and Inclusion Resource Page
ENGAGEMENT BENEFITS • • • • • •
Recognition: Real Gems and Reward Zone programs Ask the President: Provide feedback directly to John Galvin Suggestion Program: Provide suggestions to improve the club Employee Newsletter: Monthly - The Northeast Connection Employee Engagement Survey: We gather your feedback! Employee Appreciation: May Day Breakfast, Employee Appreciation Day, Surprise Days, Service Awards, ad-hoc events • Charitable Initiatives: Walks, fundraisers, drives • Discounted Logo Wear: 33% off of AAA logo wear • Sports and Entertainment Tickets: FREE raffles
TIME OFF • Vacation: Full/Part-Time employees earn up to 5 weeks based on length of service • Holidays: 11 paid holidays per year • Sick Time: Up to 64 hours per year • Volunteer Time: Up to 1 paid day per year • Day Off Before Wedding: 1 paid day • Leaves of Absence: Medical, Military, Personal, Crime Victim, Emergency Responder, Jury Duty, and Election/Voting • Bereavement Time: Up to 5 paid days
COMPETITIVE COMPENSATION • • • •
Base Earnings: Market-based Supplemental Earnings: Incentives, Bonuses, Commissions Annual Performance Evaluations and Merit Review Shift Differentials in Automotive Svcs.: Call Center & Fleet
Additional Resources: iEmployee | Employee Handbook | Benefits Guide | [email protected] | 866-294-4222
Your Medical Plan Benefits Below is a summary of In-Network benefit coverages and the costs for which you are responsible, dependent upon your choice of coverage, up to the out-of-pocket maximum. Out-of-Network information is available on page 9. Each medical plan has an Unlimited Lifetime Maximum Benefit.
In-Network Services
Basic Premium Provider
Plus
Non-Premium Provider
Premium Provider
Premier
Non-Premium Provider
Premium Provider
Non-Premium Provider
ANNUAL DEDUCTIBLE
Employee Only
$1,500
$750
$500
Employee + One*
$3,000
$1,500
$1,000
Employee + Family*
$3,000
$1,500
$1,000
OU T-OF-POCKET MAXIMUM (INCLUDING DEDUCTIBLE AND COPAYMENTS)
Employee Only
$2,500
$3,000
$1,800
$2,000
$1,500
$2,000
Employee + One*
$5,000
$6,000
$3,600
$4,000
$3,000
$4,000
Employee + Family*
$5,000
$6,000
$3,600
$4,000
$3,000
$4,000
PREVENTIVE CARE (PER STANDARDS)
Routine physicals, GYN exams, Mammograms, Colonoscopy, and Immunizations
No cost to you
No cost to you
No cost to you
PHYSICIAN’S OFFICE VISIT
Primary care Virtual visits Specialists X-rays, MRI, Lab work, etc.
15%, after deductible
20%, after deductible
No cost, after deductible 15%, after deductible
20%, after deductible
No charge if preventative; otherwise, 20%, after deductible
10%, after deductible
15%, after deductible
$10 copay
No cost to you 10%, after deductible
15%, after deductible
$20 copay
No cost to you $20 copay
No charge if preventative; otherwise, 15%, after deductible
$30 copay
No charge
HOSPITAL CARE
Inpatient treatment, Outpatient facility and Physician services
10%, after deductible **
Pre-admission testing Ambulance services
10%, after deductible 20%, after deductible
15%, after deductible
$50 copay
Emergency room services
$200 copay
Urgent care
$50 copay BEHAVIORAL HEALTH, MENTAL HEALTH, AND SUBSTANCE ABUSE
Inpatient treatment
20%, after deductible
15%, after deductible
10%, after deductible
Outpatient treatment
15%, after deductible
10%, after deductible
$10 copay
PHYSICAL, SPEECH, AND OCCUPATIONAL THERAPIES
Office visits, Treatments, Chiropractic services (12 visits per year)
20%, after deductible
15%, after deductible
10%, after deductible
* For the Healthcare Basic plan, the deductible is cumulative. (Total deductible must be satisfied before any member receives coverage for services.) ** Physician and surgeon services fees are covered at 100%.