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Employment Background Reporting 8/24/2020 Case #: 87799767 MATTHEW MARCHINOWSKI 595 FARMSTEAD DR E SLINGER, WI 53086
USP
Dear MATTHEW MARCHINOWSKI: As part of its employment process, the U.S. Postal Service obtains consumer reports regarding Candidates. These reports assist them in evaluating individuals for employment. We are enclosing a copy of the consumer report obtained in conjunction with your consideration for employment. The information in the report was obtained by: General Information Services Disclosure Department P.O. Box 353 Chapin, SC 29036 Tollfree telephone no.: 18662654917 Tollfree fax no.: 18662654921 We are also enclosing a copy of an information sheet summarizing your rights under the Fair Credit Reporting Act (FCRA) and a Disclosure/Dispute Process Request Form that you can complete to dispute the findings. You have the right to dispute the accuracy or completeness of any information contained in the report. If you believe the report to be inaccurate or incomplete, please fax the completed Disclosure/Dispute Process Request Form to GIS within (5) five business days from the date of this letter (the fax number is on the form). The U.S. Postal Service has or will be completing their review of your application within the next few days, and may take action based on the enclosed report. Thank you for your interest in employment with the U.S. Postal Service. Sincerely, General Information Services on behalf of the U.S. Postal Service Enc.:
Copy of Investigation Report Summary of Rights Under FCRA Dispute Request Form
Para información en español, visite www.consumerfinance.gov/learnmore (http://www.consumerfinance.gov/learnmore) o escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.
A Summary of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore (http://www.consumerfinance.gov/learnmore) or write to: Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552. • You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment or to take another adverse action against you must tell you, and must give you the name, address, and phone number of the agency that provided the information. • You have the right to know what is in your file. You may request and obtain all the information about you in the
Sincerely, General Information Services on behalf of the U.S. Postal Service Enc.:
Copy of Investigation Report Summary of Rights Under FCRA Dispute Request Form
Page 2 of 10
Para información en español, visite www.consumerfinance.gov/learnmore (http://www.consumerfinance.gov/learnmore) o escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.
A Summary of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore (http://www.consumerfinance.gov/learnmore) or write to: Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552. • You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment or to take another adverse action against you must tell you, and must give you the name, address, and phone number of the agency that provided the information. • You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency (your "file disclosure"). You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if: a person has taken adverse action against you because of information in your credit report; you are the victim of identity theft and place a fraud alert in your file; your file contains inaccurate information as a result of fraud; you are on public assistance; you are unemployed but expect to apply for employment within 60 days. In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. See www.consumerfinance.gov/learnmore (http://www.consumerfinance.gov/learnmore) for additional information. • You have the right to ask for a credit score. Credit scores are numerical summaries of your creditworthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender. • You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.consumerfinance.gov/learnmore (http://www.consumerfinance.gov/learnmore) for an explanation of dispute procedures. • Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has verified as accurate. • Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old. • Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access. • You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry. For more information, go to www.consumerfinance.gov/learnmore (http://www.consumerfinance.gov/learnmore). • You may limit "prescreened" offers of credit and insurance you get based on information in your credit report. Unsolicited "prescreened" offers for credit and insurance must include a tollfree phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may optout with the nationwide credit bureaus at 18885OPTOUT (18885678688).
specifies those with a valid need for access. • You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry. For more information, go to www.consumerfinance.gov/learnmore (http://www.consumerfinance.gov/learnmore). Page 3 of 10 • You may limit "prescreened" offers of credit and insurance you get based on information in your credit report. Unsolicited "prescreened" offers for credit and insurance must include a tollfree phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may optout with the nationwide credit bureaus at 18885OPTOUT (18885678688). • The following FCRA right applies with respect to nationwide consumer reporting agencies: CONSUMERS HAVE THE RIGHT TO OBTAIN A SECURITY FREEZE You have a right to place a “security freeze” on your credit report, which will prohibit a consumer reporting agency from releasing information in your credit report without your express authorization. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. However, you should be aware that using a security freeze to take control over who gets access to the personal and financial information in your credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a new loan, credit, mortgage, or any other account involving the extension of credit. As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file at no cost. An initial fraud alert is a 1year alert that is placed on a consumer’s credit file. Upon seeing a fraud alert display on a consumer’s credit file, a business is required to take steps to verify the consumer’s identity before extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert, which is a fraud alert lasting 7 years. A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the person or entity, with which you have an existing account that requests information in your credit report for the purposes of reviewing or collecting the account. Reviewing the account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements. • You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court. • Identity theft victims and active duty military personnel have additional rights. For more information, visit www.consumerfinance.gov/learnmore (http://www.consumerfinance.gov/learnmore). States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information about your federal rights, contact: TYPE OF BUSINESS: 1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and their affiliates. b. Such affiliates that are not banks, savings associations, or credit unions also should list, in addition to the CFPB:
2. To the extent not included in item 1 above: a. National banks, federal savings associations, and federal branches and federal agencies of foreign banks b. State member banks, branches and agencies of foreign banks (other than federal branches, federal agencies, and insured state branches of foreign banks), commercial lending companies owned or controlled by foreign banks, and organizations operating under section 25 or 25A of the Federal Reserve Act c. Nonmember Insured Banks, Insured State Branches of Foreign Banks, and insured state savings associations d. Federal Credit Unions
CONTACT: a. Consumer Financial Protection Bureau 1700 G Street, N.W. Washington, DC 20552 b. Federal Trade Commission Consumer Response Center 600 Pennsylvania Avenue, N.W. Washington, DC 20580 (877) 3824357 a. Office of the Comptroller of the Currency Customer Assistance Group 1301 McKinney Street, Suite 3450 Houston, TX 770109050 b. Federal Reserve Consumer Help Center P.O. Box 1200 Minneapolis, MN 55480 c. FDIC Consumer Response Center 1100 Walnut Street, Box #11 Kansas City, MO 64106 d. National Credit Union Administration Office of Consumer Financial Protection (OCFP) Division of Consumer Compliance Policy and Outreach 1775 Duke Street Alexandria, VA 22314
lending companies owned or controlled by foreign banks, and organizations operating under section 25 or 25A of the Federal Reserve Act c. Nonmember Insured Banks, Insured State Branches of Foreign Banks, and insured state savings associations d. Federal Credit Unions
3. Air carriers
4. Creditors Subject to Surface Transportation Board
5. Creditors Subject to Packers and Stockyards Act, 1921 6. Small Business Investment Companies
7. Brokers and Dealers
8. Federal Land Banks, Federal Land Bank Associations, Federal Intermediate Credit Banks, and Production Credit Associations 9. Retailers, Finance Companies, and All Other Creditors Not Listed Above
Minneapolis, MN 55480 c. FDIC Consumer Response Center 1100 Walnut Street, Box #11 Kansas City, MO 64106
Page 4 of 10
d. National Credit Union Administration Office of Consumer Financial Protection (OCFP) Division of Consumer Compliance Policy and Outreach 1775 Duke Street Alexandria, VA 22314 Asst. General Counsel for Aviation Enforcement & Proceedings Aviation Consumer Protection Division Department of Transportation 1200 New Jersey Avenue, S.E. Washington, DC 20590 Office of Proceedings, Surface Transportation Board Department of Transportation 395 E Street, S.W. Washington, DC 20423 Nearest Packers and Stockyards Administration area supervisor Associate Deputy Administrator for Capital Access United States Small Business Administration 409 Third Street, S.W., Suite 8200 Washington, DC 20416 Securities and Exchange Commission 100 F St NE Washington, DC 20549 Farm Credit Administration 1501 Farm Credit Drive McLean, VA 221025090 Federal Trade Commission Consumer Response Center 600 Pennsylvania Avenue, N.W. Washington, DC 20580 (877) 3824357
Additional Information about the Fair Credit Reporting Act The Summary of Your Rights provided above does not reflect certain amendments contained in the Consumer Reporting Employment Clarification Act of 1998. The following additional information may be important for you: • Records of convictions of crimes can be reported regardless of when they occurred. • If you apply for a job that is covered by the Department of Transportation's authority to establish qualifications and the maximum hours for that job, and you apply by mail, telephone, computer, or other similar means, your consent to a consumer report may validly be obtained orally, in writing, or electronically. If an adverse action is taken against you because of a consumer report for which you gave your consent over the telephone, computer, or similar means, you may be informed of the adverse action and the name, address and phone number of the consumer reporting agency, orally, in writing, or electronically.
Consumer Relations Department PO Box 353, Chapin, SC 29036 Toll Free Phone: (866) 2654917 Toll Free Fax: (866) 2654921
DISPUTE REQUEST FORM
To dispute any information contained in our report, please complete all information on this Dispute Request Form.Using this form will help us complete your dispute faster! Print clearly.
Associations 9. Retailers, Finance Companies, and All Other Creditors Not Listed Above
McLean, VA 221025090 Federal Trade Commission Consumer Response Center 600 Pennsylvania Avenue, N.W. Washington, DC 20580 (877) 3824357
Page 5 of 10
Additional Information about the Fair Credit Reporting Act The Summary of Your Rights provided above does not reflect certain amendments contained in the Consumer Reporting Employment Clarification Act of 1998. The following additional information may be important for you: • Records of convictions of crimes can be reported regardless of when they occurred. • If you apply for a job that is covered by the Department of Transportation's authority to establish qualifications and the maximum hours for that job, and you apply by mail, telephone, computer, or other similar means, your consent to a consumer report may validly be obtained orally, in writing, or electronically. If an adverse action is taken against you because of a consumer report for which you gave your consent over the telephone, computer, or similar means, you may be informed of the adverse action and the name, address and phone number of the consumer reporting agency, orally, in writing, or electronically.
Consumer Relations Department PO Box 353, Chapin, SC 29036 Toll Free Phone: (866) 2654917 Toll Free Fax: (866) 2654921
DISPUTE REQUEST FORM
To dispute any information contained in our report, please complete all information on this Dispute Request Form.Using this form will help us complete your dispute faster! Print clearly. Identify each item in your report that you believe is inaccurate, incomplete, or outdated. (Consider including a copy of your report with the items in question circled.) Clearly tell us why the item is inaccurate, incomplete, or outdated. (If you are disputing criminal records, consider using the attached page to specify why items are wrong.) Sign this form. Include copies (NOT originals) of any documents that you believe support your dispute. You do not need to go get documents if you don’t already have them. Fax everything to our tollfree fax number at the top of this letter (or mail it to our address at the top of this letter). You can (but don’t have to) tell us anything else you think we should know. If you have any further questions, you may contact the Consumer Relations Department toll free at 8662654917. Work Order#87799767 Last Name
First Name
Street Address
Middle Name
City
State
Preferred Telephone Number (including area code)
Zip Code
Alternate Telephone Number (including area code)
Social Security Number
Driver's License Number
Suffix
Date of Birth
State
Your email Address
• If you apply for a job that is covered by the Department of Transportation's authority to establish qualifications and the maximum hours for that job, and you apply by mail, telephone, computer, or other similar means, your consent to a consumer report may validly be obtained orally, in writing, or electronically. If an adverse action is taken against you because of a consumer report for which you gave your consent over the telephone, computer, or similar means, you may be informed of the adverse action and the name, address and phone number of the consumer reporting agency, orally, in writing, or electronically. Page 6 of 10
Consumer Relations Department PO Box 353, Chapin, SC 29036 Toll Free Phone: (866) 2654917 Toll Free Fax: (866) 2654921
DISPUTE REQUEST FORM
To dispute any information contained in our report, please complete all information on this Dispute Request Form.Using this form will help us complete your dispute faster! Print clearly. Identify each item in your report that you believe is inaccurate, incomplete, or outdated. (Consider including a copy of your report with the items in question circled.) Clearly tell us why the item is inaccurate, incomplete, or outdated. (If you are disputing criminal records, consider using the attached page to specify why items are wrong.) Sign this form. Include copies (NOT originals) of any documents that you believe support your dispute. You do not need to go get documents if you don’t already have them. Fax everything to our tollfree fax number at the top of this letter (or mail it to our address at the top of this letter). You can (but don’t have to) tell us anything else you think we should know. If you have any further questions, you may contact the Consumer Relations Department toll free at 8662654917. Work Order#87799767 Last Name
First Name
Street Address
Middle Name
City
State
Preferred Telephone Number (including area code)
Zip Code
Alternate Telephone Number (including area code)
Social Security Number
Driver's License Number
Suffix
Date of Birth
State
Your email Address
My signature below (1) authorizes you to disclose information to me about the report that General Information Services prepared about me and (2) requests that each item of information I am disputing be removed or corrected.
SIGNATURE
DATE
Reason for disputing criminal records a. Please provide details we should know about your dispute. Please be as specific as possible. b. Please use the information on the report to identify the record you are disputing. Each record has a number associated with it. Identifying the records by number will help us process your dispute faster.
Services prepared about me and (2) requests that each item of information I am disputing be removed or corrected.
SIGNATURE
DATE
Page 7 of 10
Reason for disputing criminal records a. Please provide details we should know about your dispute. Please be as specific as possible. b. Please use the information on the report to identify the record you are disputing. Each record has a number associated with it. Identifying the records by number will help us process your dispute faster. c. You can attach as many copies of this page as needed. If you attach multiple copies, it will be helpful for you to number the pages. This will make it easier for us to discuss each item with you if needed.
1. Criminal Record #: _______________________ Source:________________________ Offense: _______________________________ Any related date: _________________ [ ] This record is not about you. [ ] The record is about you, but it lists the wrong offense or lists a felony when you were convicted of a misdemeanor. [ ] This record is about you, but it doesn’t correctly show what the result was (for example, the case was dismissed, but it shows you were convicted or it has the wrong date for your conviction). [ ] This record is about you, but it was later removed from public records (for example, the case was dismissed after probation, expunged, sealed or make nonpublic or you received a pardon). [ ] This record is about you, but it has other incorrect information; provide details: ___________________________________________________________________________________ ___________________________________________________________________________________ ___________________________________________________________________________________ ___________________________________________________________________________________ 2. Criminal Record #: _______________________ Source:________________________ Offense: _______________________________ Any related date: _________________ [ ] This record is not about you. [ ] The record is about you, but it lists the wrong offense or lists a felony when you were convicted of a misdemeanor. [ ] This record is about you, but it doesn’t correctly show what the result was (for example, the case was dismissed, but it shows you were convicted or it has the wrong date for your conviction). [ ] This record is about you, but it was later removed from public records (for example, the case was dismissed after probation, expunged, sealed or make nonpublic or you received a pardon). [ ] This record is about you, but it has other incorrect information; provide details: ___________________________________________________________________________________ ___________________________________________________________________________________ ___________________________________________________________________________________ ___________________________________________________________________________________
Background Report Subject Name: Aliases:
MARCHINOWSKI, MATTHEW JOHN
Residence Addr:
595 FARMSTEAD DR E SLINGER, WI 53086
Account:
USPSINTG USPS INTEGRATION ACCOUNT
___________________________________________________________________________________ ___________________________________________________________________________________ ___________________________________________________________________________________
Page 8 of 10
Background Report Subject Name: Aliases:
MARCHINOWSKI, MATTHEW JOHN
Residence Addr:
595 FARMSTEAD DR E SLINGER, WI 53086
Account:
USPSINTG USPS INTEGRATION ACCOUNT
Date of Birth:
xx/xx/xxxx
Social Security:
xxxxx8180
Requested:
8/20/2020
Date Completed:
08/21/2020 (DD 1686)
Candidate ID:
76047887
District:
Lakeland District
Work Order #:
87799767
Requisition ID
10478889
Position Applied ID #
232507XX RURAL CARR ASSOC/SRV REG RTE WEST BEND WI
Grade:
Hit
CSOD Applicant User ID
Not provided
Request Source
eCareer
Candidate ID:
76047887
Pkg Code for DupChkRef
MVR Package
For California consumers: This report does not guarantee the accuracy or truthfulness of the information as to the subject of the investigation, but only that it is accurately copied from public records, and information generated as a result of identity theft, including evidence of criminal activity, may be inaccurately associated with the consumer who is the subject of the report. If the consumer seeks to obtain a copy of a report or to review his or her file, we will provide the consumer a written notice in simple, plain English and Spanish of his or her right to receive all disclosures required by California law. Service Summary SERVICE
REQUESTED
COMPLETED
Driving History (MVR)
8/19/2020 1:05:54 PM
8/21/2020 2:50:44 PM
Grading Results NOTE:This section explains how the information in the following sections is graded under criteria provided the requesting company. Any information listed here is not in addition to the sections set out below, but is a classification of the information set out below. For example, similar types of offenses are grouped together. SERVICE
DESCRIPTION
Motor Vehicle Report
MVR: Any Violation or Administrative Action in the last 5 years
Driving History (MVR)
8/19/2020 1:05:54 PM
8/21/2020 2:50:44 PM
Grading Results
Page 9 of 10
NOTE:This section explains how the information in the following sections is graded under criteria provided the requesting company. Any information listed here is not in addition to the sections set out below, but is a classification of the information set out below. For example, similar types of offenses are grouped together. SERVICE
DESCRIPTION
Motor Vehicle Report
MVR: Any Violation or Administrative Action in the last 5 years
COMMENTS None
Driving History (MVR) This report's inclusion of accident information (if any) does not mean that the subject of this report was at fault unless the accident explicitly says so. WISCONSIN Name
MARCHINOWSKI, MATTHEW J
Drivers License #
M6255508338304
Sex
Male
Date Of Birth
XX/XX/XXXX
Weight
215
Hair Color
BROWN
Height
510
Eye Color
BROWN
LICENSE INFORMATION CLASS
DESCRIPTION
D
D REGULAR LICENSE
ENDORSEMENTS
DESCRIPTION
RESTRICTIONS
DESCRIPTION
LICENSE TYPE
ISSUED
EXPIRES
PERSONAL
7/13/2019
10/23/2026
POLICY NUMBER
DONOR
BOAT CLASS
ORIG. ISSUED
STATUS VALID
NON RESIDENT MILITARY
OTHER STATE
OTHER STATE LIC
COMMENTS COMMERCIAL DRIVER LICENSE INFORMATION CDL STATUS
CDL ISSUED DATE
CDL ENDORSEMENT
Exams VERSION EXAM
ROAD SIGN EXAM
RULES EXAM
DRIVING EXAM
MOTOR CYCLE EXAM
MOTOR CYCLE SKILLS
MISC. INFORMATION PREVIOUS STATE
PREVIOUS DRIVERS LICENSE #
ENTRIES COVER
STATE MESSAGE ADDRESS UPDATED DATE: 07/13/2019, PRODUCT ID: 80107030983 AKA RECORD: MATTHEW J MARCHINOWSKI MISCELLANEOUS AND STATESPECIFIC INFORMATION DRIVING RECORD TYPE
VIOL/SUSP DATE
CONV/REIN DATE
VIOL/CONV CODE
STANDARD VIOL CODE
POINTS
Violation
4/2/2016
5/25/2016
MK03
MK03
4
DESCRIPTION IDINATTENTIVE DRIVING
ADDRESS UPDATED DATE: 07/13/2019, PRODUCT ID: 80107030983 AKA RECORD: MATTHEW J MARCHINOWSKI MISCELLANEOUS AND STATESPECIFIC INFORMATION DRIVING RECORD TYPE
VIOL/SUSP DATE
CONV/REIN DATE
VIOL/CONV CODE
10 of 10 STANDARD VIOL CODE Page POINTS
Violation
4/2/2016
5/25/2016
MK03
MK03
4
DESCRIPTION IDINATTENTIVE DRIVING City Location: WISCONSIN Event Type: VIOLATION State Code: 346.89(1) Court: WINNEBAGO COUNTY CIRCUIT COURT Order Number: 2016TR004549 Disposition: GUILTY ACD: M82 Miscellaneous: CITATION NUMBER: Y0903744 AVD: MK03
If you are the requestor or user of this report and you have questions, please contact Client Relations at Email Client Services (mailto:[email protected]) or (866) 2012959. If you are the subject of this report and you need to dispute the report, please contact Consumer Relations at (855) 8850841 (phone) or (866) 2654921 (fax). Please do not contact Client Relations; they will not be able to help you. Our mailing address is General Information Services; P.O. Box 353; Chapin, South Carolina 29036. Published on 8/21/2020 at 3:12:31 PM .