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H o l l o w a y - We s t e r l i n g G r o u p Jan-Feb 2019
JUST LISTED 2002 Broadmoor Point, Knoxville, TN. 37934
CITY DATA
$699,900 6,248 Sq Ft, 4 Beds, 6 Baths
PHOTO BOOK REAL PHOTO BOOK
MORTGAGE CALCULTOR
DRIVING DIRECTIONS
CITY DATA
1631 Rudder Lane Knoxville, TN 37919
$987,500 PHOTO BOOK VIRTUAL TOUR
MORTGAGE CALCULTOR
DRIVING DIRECTIONS
4,533 Sq Ft, 4 Beds, 5 Baths
7653 Charlton Drive Knoxville, TN 37920
CITY DATA
$1,100,000 9,567 Sq Ft, 4 Beds, 4 Baths
PHOTO BOOK VIRTUAL TOUR
MORTGAGE CALCULTOR
DRIVING DIRECTIONS
CITY DATA
1835 Hickory Glen Rd Knoxville, TN 37932
$629,000 4,533 Sq Ft, 4 Beds, 5 Baths
PHOTO BOOK VIRTUAL TOUR
MORTGAGE CALCULTOR
DRIVING DIRECTIONS
JUST SOLD 2002 Broadmoor Point, Knoxville, TN. 37934
$699,900 6,248 Sq Ft, 4 Beds, 6 Baths Built in 2010
UNDER CONTRACT
1631 Rudder Lane Knoxville, TN 37919
$987,500 4,533 Sq Ft, 4 Beds, 5 Baths
UNDER CONTRACT
7653 Charlton Drive Knoxville, TN 37920
$1,100,000 9,567 Sq Ft, 4 Beds, 4 Baths
UNDER CONTRACT
1835 Hickory Glen Rd Knoxville, TN 37932
$629,000 4,533 Sq Ft, 4 Beds, 5 Baths
UNDER CONTRACT
FROM THE DESK OF
H o l l o w a y - We s t e r l i n g CURRENT HOUSING MARKET CONDITIONS or MESSAGE FROM DEBBIE
PREDICTIONS FOR THE 2019 REAL ESTATE MARKET
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Building a Patio Bar
There’s a New Credit Scoring System ‐ It Could Help or Hurt You An upcoming program could help you obtain a loan or credit card from certain lenders even if your credit history has been spotty or your credit score is low. But it will have some important downsides to consider. Called UltraFICO, the program will be launched in 2019 by Fair Isaac Corp., which created the widely used FICO credit‐scoring system. While FICO’s credit scores consider only credit‐report information, the new UltraFICO score also will consider your handling of deposit accounts, such as checking, savings and money‐market accounts. UltraFICO may boost your score if you handle bank accounts in ways that the scoring system considers responsible—for example, by keeping account balances above $400 and not recently overdrawing accounts. (It could also lower your score if you haven’t done these things.) UltraFICO allows borrowers with marginal credit scores in the high 500s to low 600s to improve those scores by just enough to qualify for loans and credit cards (but not mortgages). The catch: It will be able to provide only a small point boost, and if it increases your score by just enough for you to qualify for a loan, the loan terms might be terrible—people who barely qualify tend to be offered the worst interest rates. On the other hand, qualifying for a loan and then paying it back in accordance with its terms can help borrowers improve their credit scores and potentially receive more favorable terms in the future. Participating in UltraFICO will be voluntary but requires that you share the log‐in credentials for your bank accounts, such as user names and passwords, with the financial‐data‐aggregation company Finicity, which means that a data breach might expose this information to thieves. To reduce this risk, after your loan application process is done, you could change your account log‐in credentials. ‐
Get Inspired with TED Talks TED Talks provides the stage for world‐changing idea worth sharing TED is a global community, welcoming people from every discipline and culture who seek a deeper understanding of the world. We believe passionately in the power of ideas to change attitudes, lives and, ultimately, the world. On TED.com, we're building a clearinghouse of free knowledge from the world's most inspired thinkers — and a community of curious souls to engage with ideas and each other.
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PETE’S COFFEE SHOP ZAGATS RATED 4.7 Voted Best Breakfast in Knoxville
Great Food, Great Service, Great Value! Since May 21, 1986, Pete’s Restaurant is where Knoxville eats. Opened by Pete and Rita Natour, Pete’s Restaurant aims to provide quality home‐cooked food and customer service in a clean environment. Over the years, Pete’s has become a regular Knoxville staple. Downtown workers, families, university students, and tourists enjoy comforting food in a friendly environment. Pete, Rita, their sons, and their great staff take pride in treating their guests like family–they will always know your name!
Welcome to the Family So where do the locals eat in Knoxville, Tennessee? If you’re looking for wholesome and delicious breakfast and lunch options, quality service, and a comfortable environment, then Pete’s Restaurant is at the top of the list. What makes Pete’s different is the attention to the three Cs: Courtesy, Consistency, and Cleanliness.
540 Union Ave, Knoxville, TN 37902, USA (865) 523‐2860 www.petescoffeeshop.com
2019 Real Estate Predictions
In today’s steadily growing economy, home buyers and sellers in Knoxville and
across the country are eagerly looking to the future and wondering what new
or recurring trends are around the proverbial corner. For locals, 2019 real
estate predictions may play an important part in the decision making process.
In the new year, you can expect the continuing of today’s seller’s market and further increases in mortgage rates, despite a growing demand for homes, especially from young, new buyers. Learn what other predictions are expected for the coming 12 months.
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2019 Real Estate Predictions click here t read full article On our Blog Page
11800 Kingston Pike Knoxville, TN 37934 Gables & Gates, REALTORS® ‐ (865) 777‐9191 Nancy ‐ (865) 405‐1910Debbie ‐ (865) 599‐2255
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