BENEFITS ENROLLMENT 2022

MAYZO INC BENEFITS OVERVIEW

Provided By : BIS Benefits

WELCOME TO THE BENEFITS ENROLLMENT FOR MAYZO, INC PICK THE BENEFITS THAT ARE RIGHT FOR YOU

*Enroll in benefits *Enroll dependents to your benefits > eligible dependents are your legal spouse and dependent children * Mid-Year Benefits changes

The 2022 Benefit Enrollment Begins The First Month After Your Start Date

Eligibility Requirements (subject to waiting period) • Full-time employees (30 hours per week) • Dependents of full-time employees including spouse and/or dependent children to age 26

An eligible employee may join the plan at open enrollment or within 30 days of a qualifying event.

Qualifying Events Include : • Marriage • Birth/Adoption • Death of a dependent • Dependent obtains other insurance • Divorce/Legal Separation • Work status change • Dependent children turning 26 • Court Order • Loss of coverage

Humana Medical Plan Outline

Health Savings Account (HSA) •A tax-favored, individually-owned account used in conjunction with an HDHP HSA-compatible health plan •Build savings to pay for eligible medical, dental, and vision expenses •HSAs provide tax benefits when funds are deposited •Mayzo contributes $100 per pay period. That’s $2,400 per year! •Account balances carry-over from year-to-year with No “useit or lose-it” • •2022 IRS Guideline for HSA Contribution Limits •Single Coverage: $3,650 •Family Coverage: $7,300 •Age 55+ Catch-up: $1,000 additional • •Ease Account Management •www.HSABank.com •24/7 Account Access • •At age 65, HSA funds can supplement your retirement account For more information, click here : https://www.canva.com/design/DAE7zDh0w5E/7pqGHUXWhrbKE-LaCZ26RA/watch?

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Flexible Spending Account (FSA) + Admin America

Healthcare FSA •Debit Card •Maximum contribution $2,850 •$500 Rollover Provision •90 Day Grace Period

Limited FSA available (HSA participants)

Dependent Care FSA •Maximum contribution $5,000

•Enrollment in Health insurance not required

Dental Benefits Regular dental checkups can help you find warning signs of certain health problems, which means you can get the care you need to get healthy. So, don't skimp on your dental care, good oral care can mean better overall health!

Powerful and Easily Accessible Member Tools :

Ask a Hygienist Dental Health Risk Assessment Dental Care Cost Estimator More Capabilities like, finding a provider in network and viewing claims via mobile phone.

Vision Benefits

The right vision insurance can make vision care easy and affordable. Our vision plan is loaded with valuable benefits, at low monthly premiums. Save even more by using one of our in-network providers for your vision care. Benefits include: Annual vision exam Yearly allowance toward standard contact lenses— or— a set of eyeglass lenses with low copay PLUS Options for specialty eyeglass lenses (progressive bifocals, anti-scratch, tinted, etc.) Frame allowance every 12–24 months (includes designer brands) Some plans offer discounts on services like Lasik or PRK Our network includes optometrists, ophthalmologists and popular retail vision centers, so you can find an eye doctor near you, with office hours that work for you.

https://www.humana.com/vision-insurance

Lets Talk Supplemental Benefits Employee Voluntary Life + Employer Paid Life and AD&D

All Employees can elect up to the Guaranteed Issue amount of $100,000 without having to complete a medical questionnaire. This is a "one-time only" availability.

All Late Entrants (ex. enrolling in 2022's open enrollment) will be required to complete a medical questionnaire and coverage is not guaranteed. Basic Life Insurance coverage, pays benefits to your beneficiary(ies) if you die from most causes while coverage is in effect.

Accidental Death and Dismemberment (AD&D) insurance coverage adds low-cost accidental death protection by paying benefits in the event that your death is due to an accidental cause.

Employer Paid Short Term Disability

All employees are eligible to enroll in Voluntary Short Term Disability without completing a medical questionnaire.

Any Late Entrants (ex. 2022 Open Enrollment), Employees will be required to complete a medical questionnaire and coverage is not guaranteed.

*Rates will very if Annual Salary and Date of Birth were not entered correctly.

Employer Paid Long Term Disability

*Rates will very if Annual Salary and Date of Birth were not entered correctly.

Employee Assistance Program

CONTACTS BIS Benefits Office 770.645.6908 www.BISbenefits.com

Vice President, Partner Brian Durham 678.992.1364 [email protected]

Benefit Renewal Specialist Hunter Decker 678.680.6516 [email protected]

Client Services Associate Angela Ponelis 678.680.6514 [email protected]

"WE PROVIDE CREATIVE HEALTH INSURANCE SOLUTIONS WITH EXCEPTIONAL SERVICE" MISSION STATEMENT - BIS BENEFITS, INC

B E N E F I T S

T E R M I N O L O G Y

What is a deductible?

What is coinsurance?

What is copay? What is an out-of-pocket maximum? What is pretax benefit deduction?

Glossary

is the amount you pay out of pocket before your Your deductible insurance provider pays a portion of the bill. There may be certain benefits, such as office visits and prescriptions, where the deductible does not apply. After you meet your deductible, coinsurance is when you and your insurance provider share the costs of your medical care. You pay a percentage and your insurance provider pays the remaining amount until you hit your out-of-pocket maximum. A copay is a fixed payment you pay for a covered service. For example, you may pay a $35 copay to see your primary care physician. This is the maximum you pay out of pocket for medical care within a year. Any charges above this amount are paid at 100% by your insurance provider for the rest of the plan year. Deductibles, coinsurance, and copays are all included in our plans’ out-of-pocket maximums. The cost of your benefits is deducted from your paycheck before taxes are calculated and you are therefore only taxed on your remaining paycheck balance. You pay less taxes this way.